How resilient is
your business?
Most SME failures are preventable. They're driven by vulnerabilities in cash flow, governance and operations that business owners could have addressed — if only they'd known where to look. The Resilient SME shows you exactly where to look.
Financial reports tell you what happened.
We tell you what's likely to happen next.
Your accountant's reports are essential — but they're lagging indicators. They measure what already happened. The Resilient SME uses leading indicators across 11 operational domains, benchmarked against ONS, OECD and sector data, to give you a forward-looking picture of your business's true resilience.
Lagging indicators
Tell you how your business has performed. Useful for compliance and tax. But by the time problems appear in your accounts, you're already managing consequences — not preventing them.
- Annual accounts and P&L statements
- Management accounts and balance sheets
- Bank statements and overdraft levels
- Tax returns and VAT submissions
- Historical cash flow statements
Leading indicators
Show how your business is likely to perform. Benchmarked against 363,825 UK enterprises tracked by ONS, these signals identify vulnerabilities months before they appear in the numbers — when action is cheapest.
- Cash flow forecasting quality and frequency
- Governance structure and risk register maturity
- Leadership depth and succession readiness
- Customer concentration and pipeline confidence
- Cyber posture and operational documentation
Three tiers. One intelligence layer.
Every assessment produces an instant, benchmarked report. Choose the depth that fits your situation.
Resilience Pulse Check
A rapid 8–10 minute assessment across four core resilience domains. The fastest way to see where your business stands — and where the risks are hiding. No accountant needed. No financial data required.
- ✓ RSME Score /100 benchmarked against sector peers
- ✓ RAG traffic light snapshot across 4 domains
- ✓ 3 priority actions + personalised 90-day plan
- ✓ Branded HTML report delivered by email
- ✓ AI assistant throughout the assessment
- ✓ Digital Coach chatbot for your report
Business Resilience Report
A comprehensive 15–20 minute diagnostic across all 11 resilience domains. Economic impact modelling, full sector benchmarks and a complete 90-day activation plan. The most useful assessment for any owner-managed business serious about growth or resilience.
- ✓ Full 11-domain RSME Index score
- ✓ Economic impact modelling per domain
- ✓ Sector context + industry risk analysis
- ✓ Complete 90-day activation plan
- ✓ Lender and insurer-ready format
- ✓ AI assistant + Digital Coach chatbot
Strategic Advisory Report
Board-level intelligence for businesses at a pivotal moment — growth, investment, exit or restructure. All 11 domains plus financial context, valuation impact analysis, exit readiness assessment and a personalised strategic advisory letter.
- ✓ Strategic score + advisory cover letter
- ✓ Valuation impact analysis
- ✓ Exit readiness assessment
- ✓ Score uplift roadmap (12-month)
- ✓ Suitable for M&A, exit and due diligence
- ✓ AI assistant + Digital Coach chatbot
Three assessments. One clear picture
of your business.
Choose the depth that's right for you. Every tier includes an AI assistant to help you answer accurately — and a benchmarked, branded report delivered by email within minutes.
Already have your report? Upload it to the Digital Coach and ask any question about your results.
Follow us on LinkedIn for weekly assessment discount codes.
Your report is the start.
Not the end.
Most diagnostic tools give you a score and leave you alone with it. The Resilient SME gives you a benchmarked report — then puts an AI coach alongside it to help you understand what it means and what to do next. The complete loop, in one platform.
Select the tier that fits your situation — a quick 4-domain Pulse Check, a full 11-domain Business Resilience Report, or a board-level Strategic Advisory. All AI-assisted.
Not sure what a question means? Click the AI assistant on any question. It explains what's being asked, gives examples from your sector, and helps you find the most accurate answer.
Your branded HTML report arrives by email within minutes. Scores across every domain, benchmarked against ONS and OECD sector data, with a prioritised 90-day action plan.
Upload your report to the Digital Coach. Ask any question — "What does my cash flow score mean?", "Which domain should I prioritise?", "How do I improve my governance score?"
11 domains.
One clear picture.
The Resilient SME assesses your business across 11 operational resilience domains — the same areas that ONS data shows are most predictive of 5-year business survival. Scored, benchmarked, and actioned.
The Digital Coach
for your report
Once you have your report, the conversation doesn't end. Upload it to the RSME Digital Coach and get instant, context-aware answers to any question about your results — as a business owner or as an advisor reviewing a client.
- ✓ "What does my cash flow score of 5.5 actually mean?"
- ✓ "Which domain should I prioritise in the next 90 days?"
- ✓ "How does my governance score compare to my sector?"
- ✓ "What quick wins can I act on this week?"
- ✓ Two personas — business owner or advisor — same report, different lens
Ready to see where
your business actually stands?
Choose your assessment, complete it honestly, and have your benchmarked report in your inbox within minutes. The AI assistant is with you throughout.
Start My Assessment →
Know which clients need attention
before they do.
The Resilient SME gives professional advisors, accountancy firms and financial institutions a live intelligence layer across their entire SME client base — surfacing fragility signals before they show up in the numbers, and opening structured conversations at exactly the right moment.
Your clients complete an assessment before your meeting. You arrive knowing their cash flow score, their weakest domains, and exactly which questions will open the most valuable conversation. No guesswork.
Every completed assessment feeds your live dashboard automatically. Your entire client base — scored, banded, and tracked over time. See who needs attention before they call you in a crisis.
Deploy the platform under your brand. Your clients see your name, your logo, your colours. The RSME engine runs behind the scenes. You look like a firm with proprietary intelligence capability.
A Tier 3 Strategic Advisory report gives you a scripted conversation opener for every weak domain your client scored. That's four to six pre-qualified engagement opportunities per assessment.
Non-financial resilience data — governance, leadership depth, operational documentation — informs lending and relationship decisions in ways balance sheets can't. A more complete picture of repayment capacity.
Your clients get a branded survey URL. They complete it. The report generates automatically. Your dashboard updates. Your advisor brief arrives. No manual analysis, no data entry, no waiting.
The Portfolio Dashboard
Every assessment your clients complete feeds this live dashboard automatically. Clients scored, banded, and tracked over time — with alerts for score declines and sector comparison. This is what your Monday morning looks like with RSME.
How the
partnership works
Onboarding a new advisory partner takes under an hour. Your clients see a seamless branded experience. You get intelligence, dashboard access, and a bespoke advisor brief for every completed assessment.
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1We set up your white-label instance — your branding, your survey URL, your Make.com automation scenario. Takes under an hour.
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2You share the link with your SME clients — with your own discount code if you're funding access. Clients complete the survey in 8–25 minutes.
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3Reports generate automatically — your client gets their report, you get an advisor brief with scripted conversation openers, your dashboard updates.
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4You arrive at the meeting knowing exactly what to talk about — which domains are weak, what the data shows, and where the billable opportunities are.
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5Reassess quarterly — score improvements tracked over time become your most powerful client retention and upsell mechanic.
Interested in a partnership?
Every partnership is tailored to the firm — size, client base, and how you want to deploy the platform. Pricing is discussed directly and kept confidential between us.
We start with a 60-day onboarding period — enough time to run assessments across a sample of your client base, see the dashboard in action, and hold a review session together before committing to anything longer term.
Request a Conversation →White-label the platform under your firm's brand. Use Tier 3 advisor briefs to open pre-qualified client conversations. Deploy Tier 1 as a client engagement and retention tool.
Sponsor free assessments for your local SME community. Receive anonymised aggregate data as a "State of SME Resilience" intelligence snapshot — evidence-based policy and economic development intelligence.
Portfolio risk intelligence at lending and relationship review stage. Non-financial resilience data — governance, leadership, operations — informs credit decisions in ways balance sheets can't.
Ready to bring this to
your client base?
Start with our 60-day onboarding package — 10 assessments, your branding, your dashboard, and a review session at the end. The fastest way to see what this looks like across your portfolio.